A letter of protection is a written agreement that lets you get the care you need now and have the medical bill paid from the settlement of your case. We accept letters of protection from attorneys for qualifying personal injury cases.
This matters in Ohio because Ohio is an at-fault state. There is no automatic no-fault coverage here that pays your medical bills after a crash, and a claim against the at-fault driver can take months to settle. If you want the bigger picture on how car accident insurance works in Ohio, we walk through MedPay, liability, and the gaps an LOP is built to bridge. An LOP fills that gap, so you can start treatment with a car accident chiropractor in the early window that shapes your recovery instead of waiting out the claim. It is the same arrangement we use for ongoing personal injury care.
A letter of protection lets you start care now and pay from the settlement later.
For qualifying cases, you begin treatment without paying out of pocket at the visit.
Detailed notes, a treatment plan, and progress records throughout your care.
We work directly with your attorney's office to keep the process simple.
An LOP is not insurance, and it does not guarantee any outcome or amount. It directs payment from your settlement, but it does not erase the bill. If a case does not resolve the way everyone hoped, you can still be responsible for the cost of your care. That is a conversation to have honestly with your attorney before you start.
Quick answers about accident care, documentation, and what happens after you call.
It is a written agreement, signed by your attorney, that lets you receive medical care now and have the bill paid from your settlement later. It is a way to get care when you cannot pay upfront and do not have other coverage in place.
No. Qualifying is decided one case at a time, and it generally fits patients who have a personal injury attorney and an active claim. Call us and we will let you know whether it makes sense for your situation.
An LOP directs payment from a settlement, so if a case does not resolve as hoped, you can still be responsible for the cost of your care. Talk this through with your attorney before you begin treatment so you know where you stand.
This page is general information, not legal advice.
New to these terms? See our personal injury glossary.
Call (740) 453-2900 or request an appointment.
